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How to Finance a Glamping Resort: What Banks Require

Complete guide to securing financing for your glamping resort project. Learn what banks require and how to prepare.

Quick Answer

Financing a glamping resort typically requires a bank-approved feasibility study, a USPAP-compliant appraisal, a detailed business plan with financial projections, and personal financial statements. Lenders use the feasibility study to assess project viability and the appraisal to determine collateral value, since glamping properties don't fit standard hotel or multifamily lending templates. Sage Outdoor Advisory prepares both documents and partners with lenders like Live Oak Bank, which specializes in outdoor hospitality financing. Projects with strong market data, realistic occupancy assumptions, and clear permitting status move through underwriting faster. Most glamping resort feasibility work runs $10–$20k+, in addition to a separate appraisal fee.

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Key Takeaways

  • 1.Banks require both a feasibility study and a property appraisal to underwrite most glamping resort loans.
  • 2.Feasibility studies demonstrate project viability; appraisals determine collateral value—lenders need both documents.
  • 3.Specialized lenders like Live Oak Bank understand glamping revenue models better than generalist banks.
  • 4.Feasibility study fees typically run $10–$20k+, in addition to a separate appraisal fee.
  • 5.Realistic occupancy assumptions and clear permitting status help projects move through underwriting faster.

Last updated: January 15, 2025

Understanding Glamping Resort Financing

Financing a glamping resort requires specialized knowledge. Banks and lenders need to understand the unique business model and revenue potential of glamping properties. This is where Sage Outdoor Advisory can help. We've helped numerous glamping projects secure financing, including Open Sky in Zion, UT, which secured traditional bank funding thanks to our appraisal services.

What Banks Require for Glamping Resort Loans

To secure financing for your glamping resort, you typically need:

Why Banks Trust Sage's Feasibility Studies

Sage Outdoor Advisory's feasibility studies are specifically designed to meet bank requirements. We understand what lenders need to see and provide comprehensive, bank-approved documentation that helps you secure financing. As one lender noted, our feasibility studies are 'the most comprehensive' they've seen. Learn more about our feasibility study services.

Partner with Trusted Financing Experts

Sage partners with industry-leading financing experts to help you secure the capital needed for your glamping resort. Our preferred financing partner, Live Oak Bank, specializes in outdoor hospitality lending and understands the unique needs of glamping resort developers.

Why Choose Sage Outdoor Advisory?

Bank-approved feasibility studies

Specialized glamping appraisals

Understanding of lender requirements

350+ successful projects

Trusted by Industry Leaders

See how Sage Outdoor Advisory has helped successful outdoor hospitality projects across the United States.

Sage's feasibility study was essential to the success of the first phases of development at our Margaritaville RV Resort in Auburndale. They continue to provide valuable market and financial insights for several of our other new projects. Their unparalleled knowledge of the industry and their unwavering commitment to their clients make them a true asset.

Randy Knapp, Owner – Margaritaville RV Resort, Auburndale FL

Recipient of 'Top 10' Awards from USA Today, Campendium, RV Share and Traveler's Choice

Sage creates win-win scenarios for hoteliers and bankers or investors who want to get into the unconventional glamping space. Open Sky is currently in its second season of operations, in large part, thanks to the relationship with Sage. They provided a thorough and realistic appraisal of our glamping property, which in turn, allowed Open Sky to secure traditional bank funding for our pre-planned & designed build out.

Bygnal Dutson, Founder of Open Sky, Zion, UT

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Trusted Financing Partners

Sage partners with industry-leading financing experts to help you secure the capital needed for your glamping resort project.

Live Oak Bank

National leader in specialized lending for outdoor hospitality. Live Oak Bank provides tailored financial solutions for glamping resort developers with deep industry expertise and streamlined processes.

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Services You'll Need for Financing

Explore Sage Outdoor Advisory's professional services for outdoor hospitality projects

Glamping Feasibility Studies

Bank-approved feasibility studies required for glamping resort financing.

Learn more about Glamping Feasibility Studies

Glamping Property Appraisals

Professional appraisals needed to secure financing for your glamping project.

Learn more about Glamping Property Appraisals

All Our Services

Explore all of Sage's feasibility study and appraisal services.

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Related Resources from Sage Outdoor Advisory

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Our Complete Services

Learn about all of Sage's feasibility study and appraisal services for outdoor hospitality properties.

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Free Market Reports

Download our comprehensive market reports including the 2025 USA Glamping Market Report.

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Client Success Stories

See how Sage has helped successful glamping, RV resort, and campground projects nationwide.

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Data & Insights

Access comprehensive market data and insights for the outdoor hospitality industry.

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Related Industry Terms

Explore key terms related to this topic in our comprehensive glossary.

Frequently Asked Questions

Do I need a feasibility study to get a loan for a glamping resort?

Yes, most banks require a professional feasibility study from a specialized consultant. This demonstrates the viability of your project and helps lenders assess risk.

Will banks accept Sage's feasibility studies?

Yes, Sage Outdoor Advisory's feasibility studies are bank-approved and trusted by financial institutions nationwide. We understand lender requirements and provide comprehensive documentation.

What's the difference between a feasibility study and an appraisal?

A feasibility study analyzes market potential and financial viability of a proposed project. An appraisal determines the current or projected value of a property. Both are often required for financing.

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